UrsaraCalifornia hard money loans for real estate investors
Connect with participating lenders covering California through Ursara. Request hard money financing with your property details, funding needs and timeline.
What you submit first
A short financing request, before the full application.
- Loan purpose, amount and property state
- Your name, email and phone number
- A short summary of the deal and timing
Participating lenders covering California.
Ursara connects borrowers with participating lenders that cover California. Share your property location, financing purpose and project plan so the request can be reviewed against the lender’s programs.
California property location
Include the property address, city and county, together with the property type and occupancy. Coverage for the state does not mean every property or loan request is eligible.
Acquisition or refinance
Explain whether you are purchasing a property or refinancing existing debt. Include the requested amount, purchase price or estimated value, and any payoff deadline.
Rehab or construction context
Describe proposed improvements, the budget and the expected project stages. Ask the participating lender which project types and funding structures it supports.
A lender’s individual review
The participating lender determines eligibility, underwriting requirements, loan terms and approval. Ursara provides the connection and application workflow.
Your request. A connection to participating lenders.
Ursara connects borrowers with participating lenders and provides the request and application workflow. The participating lender evaluates the property and borrower, determines available terms and makes the financing decision.
Program availability depends on the lender, property location, financing purpose and deal details. Submit those details so they can be reviewed; a request does not guarantee a lender match, an offer or funding.
Prepare your California hard money loan request
Start with the details you know. The participating lender determines which supporting documents and eligibility requirements apply.
Property and transaction details
Identify the California property address, city, county, type and occupancy. Share the purchase contract timeline or the purpose of a refinance and any existing loan balance.
Project scope and available funds
Outline planned work, estimated costs and borrower funds available to contribute. For work requiring approvals, describe the status of plans, permits and contractor estimates.
Timing and repayment
Provide your funding deadline, expected project duration and intended sale or refinance plan. Ask the lender about the remaining review and closing requirements for your specific deal.
What is a hard money loan?
A hard money loan is financing secured by real estate from a private lending source. It is often used for investment-property purchases, rehabilitation or short-term financing needs. The lender evaluates the property and project alongside the borrower and repayment plan.
Understand the tradeoffs
Review the proposed rate, fees, term and exit requirements with the lender. Financing terms and approval depend on the particular deal; submitting a request does not create a commitment.
Looking for a hard money lender near your California property?
Start with the property’s location and your financing need. Ursara connects you with participating lenders covering California; the lender can confirm whether your city, property type and proposed use fit its program.
Location is part of the request
Include the address, city and county rather than only selecting California. Explain the property’s current condition and occupancy so the lender can evaluate the actual asset.
Ask about project funding
For a renovation or construction request, ask how funds are released, what documentation or inspections are needed and what borrower funds must be available before work begins.
Compare the written terms
Ask for the interest rate, fees, loan term, repayment schedule and any extension or prepayment conditions. Discuss how the proposed terms fit your project and exit timeline.
Confirm the next step
Ask which documents, valuation and closing conditions remain. A submitted request is the start of a review, and does not guarantee approval or a funding date.
Short request.
Fit review. Secure application.
Introduce the deal first. If it is a fit, continue with the documents and details needed for a secure application.
1. Submit a short request
Share your property, requested amount and timeline with Ursara to start a connection with participating lenders.
2. Connect with participating lenders
Your deal details help establish fit with participating lenders. Availability depends on their programs and the property and financing request.
3. Continue in a secure workspace
If a participating lender proceeds, continue with its requested documents and underwriting steps in a secure Ursara workspace.
Explore real estate financing options.
Bridge, acquisition and rehab, rental-property scenarios, and construction or draw-heavy requests each have their own starting point.
Bridge loan request
For acquisitions, payoffs and short-term financing gaps.
Fix-and-flip financing
For acquisition plus rehab scope and an exit plan.
Construction & draw financing
For staged releases, budgets, invoices and milestone-based funding.
Rental property financing
For acquisitions, refinance and rental portfolio growth.
Before you begin.
Start with the essentials. The reviewing team determines what supporting information is needed next.
Do Ursara’s participating lenders cover California?
Yes. Our participating lenders cover California. Eligibility for a particular property, city and financing purpose depends on the lender’s program and review.
How do I find a hard money lender for my California property?
Start a financing request with the property address, city, county, requested amount and timeline. Ursara connects borrowers with participating lenders, and the lender confirms program fit and the required next steps.
Who provides the financing?
Ursara connects borrowers with participating lenders. The lender provides any financing offer and determines eligibility, loan terms and approval.
Which states and properties are eligible?
Coverage and eligible property types vary by participating lender. Include the property state, type, occupancy and financing purpose in your request so availability can be reviewed.
How do I compare rates, fees and loan terms?
Ask the lender for a written explanation of the interest rate, origination and other fees, loan term, repayment schedule and any extension or prepayment conditions. For rehab or construction, also ask how draws and inspections work. Ursara does not publish a universal rate or loan term across participating lenders.
Is this a full loan application?
No. This is a short financing request. Qualified deals move into a secure Ursara application workspace for deeper underwriting and document collection.
What do I need before I start?
Loan purpose, estimated amount, property state, brief deal notes and your contact information. Include the project timeline and exit plan where relevant.
What happens after I submit?
Ursara connects borrowers with participating lenders. If a lender proceeds with your request, continue with its underwriting requirements and documents in a secure application workflow.
Does a request guarantee financing?
No. Financing eligibility, terms and approval are determined by the lender’s review. A request is not a financing commitment.
Ready to introduce your deal?
Start a financing requestRunning a lending team? Explore the Ursara platform.