The operating system for private credit

Infrastructure for Private Credit.

End-to-end software to automate loan servicing, borrower payments, and LP reporting. Stop scaling your operations with spreadsheets and transition to a robust, bank-grade ledger built specifically for private credit.

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UC
Portfolio Overview
High-level metrics for your total outstanding portfolio.
Total Outstanding
$42,500,000
Payments (MTD)
$1,240,500
Active Loans
142
Delinquency
0.0%
Automated Ledger Feed
Live Sync
OD
Oasis Development LLC
Interest + Principal via ACH
$23,479.17
Reconciled
AI
Apex Industrial Fund
Interest Only via ACH
$8,340.50
Reconciled
Loan Database
+ New Loan
Loan #BorrowerBalanceActions
LN-402 Oasis Dev LLC $2,450,000 Payoff Quote
LN-118 Sunscape Hold. $1,100,000 Payoff Quote

The ultimate loan database.

Retire your fragmented master tapes. Ursara provides a centralized, immutable system of record for your entire portfolio, capable of handling complex capital stacks and dynamic interest accruals.

  • Automated per-diem interest calculations
  • Instant PDF payoff quote generation
  • Master tape CSV/Excel import tools
Explore Loan Servicing

Frictionless borrower payments.

Stop chasing down mystery wire transfers. Give your borrowers a white-labeled portal to manage their payment methods and enable automatic ACH collections.

  • Secure bank authentication (Plaid)
  • Automated ACH Autopay scheduling
  • 100% automated ledger reconciliation
Explore Borrower Portal
Borrower Portal
Oasis Development
Principal Balance
$2,450,000
Next Payment
$23,479
ACH Autopay
CH
Chase Checking
**** 4432
Regent Endowment
Email Report
Total Commitment
$10,000,000
Active Deployed
$8,500,000
Net IRR
12.4%
Unfunded
$1,500,000
Active Capital Allocations
LN-402 (Oasis Dev) $2,450,000 @ 11.5%
LN-559 (Meridian) $5,500,000 @ 9.5%

Fund performance reporting.

Answer your investors' most important question: "How is my capital performing?" Track capital deployment, portfolio yield, and specific LP allocations in real-time.

  • Centralized Investor Directory
  • Track commitments, deployments & IRR
  • 1-click tailored email reports
Explore Fund Analytics
Product

Automated Loan Servicing.

Retire your spreadsheets. Manage your entire ledger, automate interest accruals, and generate instant payoff quotes in one unified platform.

System of Record

Loan # Borrower Principal Bal. Rate Maturity Payment
LN-402 Oasis Development LLC $2,450,000 11.5% Dec 15, 2026 $23,479 /mo
LN-118 Sunscape Holdings $1,100,000 12.0% Oct 01, 2026 $11,000 /mo
LN-559 Meridian Capital $5,500,000 9.5% Jan 30, 2028 $43,541 /mo

The Normalization Engine

Upload Master Tape
Raw Excel or CSV
Smart Mapping
Orig_Bal_Final Principal Bal.
Entity_Name Borrower Name
Immutable Ledger
Ursara System of Record

Instant Payoff Quotes

Stop spending hours calculating per diem interest and building PDF letters in Word. Generate accurate, branded PDF payoff statements in a single click based on live accrued interest.

  • Automated per-diem calculations
  • Accurate fee inclusion
  • Branded PDF generation
Generate Quote
Oct 31
Principal Balance$2,450,000.00
Accrued Interest$18,450.00
Total Payoff$2,468,450.00
Product

Frictionless Borrower Payments.

Give your borrowers a beautiful self-serve portal. Collect ACH automatically, and eliminate manual ledger reconciliation entirely.

Borrower Portal
Welcome back, Oasis Development
Principal Balance
$2,450,000
Next Payment
$23,479
Due Oct 1, 2026
Payment Setup
ACH Autopay
Auto-withdraw on the 1st.
Recent History
ACH Payment
Sep 1, 2026
$23,479
Cleared
ACH Payment
Aug 1, 2026
$23,479
Cleared

The Auto-Reconciliation Loop

Borrower Portal
Settlement Engine
Bank Clearance Alert
Payment Ledger
+$23,479 Reconciled
Prin: $18k | Int: $5.4k

Zero-touch reconciliation.

When a borrower pays via the portal, Ursara's settlement engine catches the bank clearance. It automatically splits principal and interest and updates the loan ledger instantly.

  • Plaid bank account verification
  • Automated ACH processing
  • Immutable ledger entries
Payment Ledger
Auto-Sync Active
BorrowerAmountMethodStatus
Oasis Dev LLC $23,479 ACH Autopay Reconciled
Sunscape Hold. $11,000 ACH Autopay Reconciled
Product

Fund Analytics & Reporting.

A robust reporting suite built specifically for Private Credit Managers. Track capital deployment, yield, and specific LP allocations in real-time.

Capital Deployed
$18,420,000
Portfolio Yield
12.3%
Weighted LTV
64%
Cash Collected
$184,000
Interest Income Over Time
JanFebMarAprMayJun

Automated LP Reporting

Live Data
Asset Yields
Directory
LP Allocations
Ursara Engine
Sent to LP
Q3 LP Statement
PDF Report generated
Blended Net IRR
12.4%
Institutional LP
Regent Endowment
Total Commitment
$10M
Net IRR
12.4%
Capital Allocations
LN-402 (Oasis Dev)
Commercial Mortgage
$2.45M
11.5% Yield
LN-559 (Meridian)
Multifamily Bridge
$5.50M
9.5% Yield

Granular LP tracking.

Managing multiple capital partners requires precision. Ursara connects your master loan tape directly to your investor directory.

  • Track commitments and unfunded capacity
  • Map capital allocations directly to underlying assets
  • Email tailored performance reports instantly
Solution

Built for Real Estate Debt Funds.

Manage complex capital stacks, track property LTVs, and deliver institutional transparency to your LPs in one system.

Portfolio Composition

Single Family45%
Multifamily25%
Commercial18%

LTV Distribution

35%
0-50%
45%
51-65%
15%
66-75%
5%
>75%

Construction Draw & LTV Workflow

Draw Request
Borrower uploads invoice
Approval
Inspection verified
Ledger Updated
Bal: $1.2M + $50k
Live LTV: 64%

Asset Tracker

Property ID: 882
Address
124 Main St, Austin TX
Total Drawn
$420,000
ARV
$650,000
Current LTV 64.6%

Granular Collateral Tracking.

Tie every loan to underlying properties. Track current LTV, ARV, and automatically monitor geographic concentration risk across your entire portfolio.

  • Track complex draws and holdbacks
  • Fund accounting sync
  • Beautiful LP transparency reports
Solution

Engineered for Bridge Lenders.

Speed is your advantage. Ursara helps you handle high-velocity originations, track fast-approaching maturities, and collect payoffs without friction.

Maturity Wall

Q4 '26
Q1 '27
Q2 '27
Q3+
Short-term ($4.2M) Long-term ($10.7M+)

Fast Approaching

124 Main St. Flip
Bal: $420,000
Matures in 3 Days
Apex Industrial
Bal: $1,100,000
Matures in 14 Days

The Automated Extension Pipeline

Maturity Alert
Triggered 30 days out
Collect Fee
Via ACH Portal
Terms Updated
New Maturity + 6 Months
New Rate 13.5%
Solution

Infrastructure for Private Credit.

Scale across multiple funds, syndicates, and complex credit strategies with institutional-grade ledgering technology.

Institutional Partner
Regent Endowment
Commitment
$10,000,000
Deployed
$8,500,000
Net IRR
12.4%

Capital Allocations

LN-402 (Oasis Dev)
Commercial Mortgage
$2.45M
11.5% Yield
LN-559 (Meridian)
Multifamily Bridge
$5.50M
9.5% Yield

Multi-Fund Allocation Engine

New Deal
$5M Originated
Capacity
LP Commitments
Ursara Engine
Fund Accounting
Fund I Allocates $3M
Syndicate A Allocates $2M

Automate your loan servicing.
Save hours every month.

Stop reconciling payments manually. Get borrower dashboards, automated statements, and full loan tracking in minutes. Pay for what you use, not for features you don’t need.

Founding / Pilot

Exclusive pilot for early adopters. Concierge setup included.

$750 / mo
+ $15 per active loan
  • System of record & dashboards
  • Borrower ACH payments
  • Excel / CSV import tools
  • Automated payoff statements
First 5–10 early lenders
Apply for Pilot
Most Popular

Core MVP

Everything you need to run a modern lending operation.

$995 / mo
+ $15 per active loan
  • Everything in Pilot
  • Priority email support
  • Basic reporting exports
Small lenders (up to ~50 loans)
Get Started

Growth

Advanced tools for scaling teams and complex reporting.

$1,995 / mo
+ $12 per active loan
  • Everything in Core
  • Analytics & Fund Dashboards
  • Investor PDF generation
  • Core API integrations
Lenders scaling 50–150 loans
Get Started

Enterprise

Custom deployment for large lenders or tech partners.

Custom
Volume pricing
  • Full-featured platform
  • Custom integrations
  • Dedicated account support
  • Custom SLAs
Large scale deployments
Contact Us

Example Pricing Scenarios

Small Lender (75 active loans)
Recommended Plan: Core MVP
Base Platform Fee$995
Active Loans (75 × $15)$1,125
Total Estimated Monthly$2,120
Mid-size Lender (150 active loans)
Recommended Plan: Growth
Base Platform Fee$1,995
Active Loans (150 × $12)$1,800
Total Estimated Monthly$3,795

Why choose Ursara?

Save Time

Automate loan tracking, borrower communications, and payment collections instantly.

Reduce Errors

No more Excel miscalculations, manual reconciliations, or fat-finger data entry mistakes.

Scale Easily

Import your existing portfolio via Excel in minutes and start adding new loans instantly.

Stay Compliant

Track ACH payments, generate accurate statements, and store documents efficiently.

Start Your Free Pilot Today

30-day free pilot for founding customers, including free Excel import mapping and concierge setup assistance.

Apply for Pilot

Enterprise? Contact us for a custom plan tailored to your workflow.

Rebuilding the infrastructure of private credit.

Private credit is one of the fastest-growing asset classes in the world, yet the software powering it remains trapped in the past. Real estate debt funds, bridge lenders, and private credit managers are forced to run billion-dollar portfolios on a fragile web of Excel spreadsheets, horizontal accounting tools, and legacy mortgage software.

Our mission is to change this.

We are engineering the modern operating system for private lenders. Our platform provides the fundamental primitives required to run a lending operation at scale: a centralized loan ledger, frictionless borrower payment rails, automated bank reconciliation, and institutional-grade LP reporting.

The Team

Ursara is being built by engineers, product leaders, and operators who have spent their careers scaling financial infrastructure.

Our team previously built and scaled core payments, ledgering, and lending systems at companies like Stripe, Square, and major tier-one financial institutions. We have seen first-hand what it takes to process billions in payment volume securely and reliably, and we are bringing that exact engineering rigor to the private credit space.

Get in touch.

Ready to upgrade your infrastructure? Want to see a demo of the Ursara platform? Our team is here to help.

Book a Demo

Bank-Grade Infrastructure

256-bit Encryption
stripe Processing
Plaid Verified