Terms that govern use of Ursara.

1. Acceptance of Terms

By accessing or using our website or services, you agree to these Terms and any supplemental terms referenced in an order form, subscription agreement, or statement of work. If you are using the services on behalf of an organization, you represent that you have authority to bind that organization.

2. Our Services

Ursara provides software for private credit operations, including loan servicing, borrower payments, and portfolio reporting. We may update or modify services from time to time.

3. Accounts and Access

• You are responsible for maintaining the confidentiality of your credentials.
• You must provide accurate and complete information when creating an account.
• You agree to notify us promptly of any unauthorized use or security breach.

4. Acceptable Use

• Do not use the services to violate laws or regulations.
• Do not interfere with or disrupt our systems or attempt unauthorized access.
• Do not reverse engineer, copy, or resell the services except as permitted by law or agreement.

5. Customer Data

Customers retain ownership of data they submit to the services. We process customer data only as necessary to provide and secure the services and as described in our Privacy Policy.

6. Fees and Payment

Fees, billing cycles, and payment terms are defined in the applicable order form or subscription agreement. Late payments may result in suspension or termination of access.

7. Intellectual Property

Ursara and its licensors own all rights, title, and interest in the services, including software, design, and documentation. You receive only the rights expressly granted under these Terms.

8. Third-Party Services

Our services may integrate with third-party services. Use of third-party services is subject to their terms and privacy policies.

9. Suspension and Termination

We may suspend or terminate access if you violate these Terms, fail to pay fees, or if required to protect our services or users. Termination does not relieve payment obligations accrued prior to termination.

10. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the fullest extent permitted by law, Ursara will not be liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits, revenues, data, or goodwill, arising out of or related to the services.

12. Indemnification

You agree to indemnify and hold harmless Ursara from claims, damages, liabilities, and expenses arising from your use of the services or violation of these Terms.

13. Confidentiality

Non-public information disclosed in connection with the services must be protected with reasonable care and used only as permitted by these Terms or a separate agreement.

14. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles, unless otherwise required by applicable law.

15. Changes to These Terms

We may update these Terms from time to time. We will post the updated version and revise the effective date above. If changes are material, we will provide additional notice where required.